If you read the guidelines for the "Making Home Affordable" program you will see that it's just a bunch of BS (aka Bullshit) as it doesn not require the Banks to do nothing more than "CONSIDER" a loan modification if the New Payment plus the Government subsidy makes financial sense for the Bank NOT the Homeowner...

Once again the American people have been hoodwinked with a bogus program that benefits the Banks and NOT THE PEOPLE...

Our Government was established to protect the interests of the People but since the People have become so distracted by the Media, have become so Greedy and dumbed-down to monitor what our Government does, it has been able become extremely corrupt!

Has anyone noticed that they don't even try to cover up their wrong doings anymore? They know that the American people have been defeated to stand up and do anything about it so they just outright rip us off now...